Miibanc Terms of Service

Effective Date: March 20, 2026

Welcome to Miibanc (the "Site"). These Terms of Service ("Terms") govern your use of our website and any tools, contact forms, or information provided herein. By accessing Miibanc, you agree to these Terms.

1. Description of Services

Miibanc operates as an online platform providing information and facilitating connections in the fields of insurance, accounting, and real estate.

  • Lead Generation: We may collect information from you to connect you with licensed professionals or third-party service providers.

  • Information Portal: The Site provides general information regarding financial products and real estate listings for educational purposes.

2. No Professional Advice (Accounting, Insurance, or Legal)

Miibanc is not an insurance carrier, a licensed accounting firm, or a real estate brokerage. * The information provided on this Site is for general informational purposes only and does not constitute professional advice.

  • Any financial projections, tax estimates, or insurance quotes are preliminary and should be verified with a licensed professional.

  • Your use of the Site does not create a client-professional relationship between you and Miibanc.

3. Third-Party Service Providers

Miibanc may refer you to third-party professionals (e.g., licensed insurance agents, CPAs, or realtors).

  • No Endorsement: Miibanc does not guarantee the quality, accuracy, or reliability of any third-party service provider.

  • Independent Contracts: Any agreement you enter into with a third party is solely between you and that provider. Miibanc is not a party to those contracts and is not liable for any disputes arising from them.

4. Privacy and Data Submission

Your use of the Site is governed by our Privacy Policy. By submitting your contact information through our "Needs Analysis" or "Contact Us" forms, you explicitly consent to:

  • Being contacted by Miibanc or its authorized affiliates (such as MiiBroker) via phone, email, or SMS.

  • The sharing of your information with third-party partners necessary to fulfill your request for services.

5. Intellectual Property

All website content, including logos, text, and the "MiiBanc" name, is the property of MiiBanc and protected by copyright laws. You may not use our branding or content for commercial purposes without prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, Miibanc and its affiliates shall not be liable for any direct, indirect, or consequential damages resulting from:

  • Errors or omissions in the content provided on the Site.

  • The conduct or services of any third-party provider referred through the Site.

  • Any technical failures or data breaches beyond our reasonable control.

7. Indemnification

You agree to indemnify and hold harmless Miibanc from any claims, losses, or expenses (including legal fees) arising from your use of the Site or your violation of these Terms.

8. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada. Any legal proceedings shall be conducted in the courts of Toronto, Ontario.

9. Modifications to Terms

We reserve the right to update these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site signifies your acceptance of the updated Terms.

10. Contact Information

For questions regarding these Terms, please contact:

  • Address: 62- 40 New Delhi Drive, Markham, ON L3S 0B5

  • Phone: 905-415-9669

  • Email: [email protected]

Miibanc Group Inc. is a financial services and advisory firm. We do not operate as a bank. All financing, insurance, and investment services are provided through licensed partners and regulated entities where applicable in the United States, Canada and UAE.

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© Copyright 2026. Miibanc Group inc. 62-40 New Delhi Drive, Markham, ON L3S 0B5 · Tel: 905-415-9669